In the financial world, there are two kinds of people. Those who, through ignorance, allow Interest rates to keep them in a state of penury and those who use it to their advantage. Dan Schulman confirmed this in a quote that said, “On average, an underserved consumer spends 10% of their disposable income on unnecessary […]
If saving money is not a habit you practice on a regular basis, you might find the thought of it a bit overwhelming. This is true if you spend all of your money before receiving the next paycheck. However, it is important to always save at least a little amount to secure your financial future, […]
Naomi started her teaching career in 2008. Very quickly, she understood how to make money in the profession. She started having lessons for parents who were interested in after school activities for their children. She was making money apart from her salary which eventually covered up for her expenses yet had some for savings. Five […]
Like most people, the month of January is the time to set big goals for the year such as personal goals, professional goals, and financial goals. My#1 financial goal in 2021 is to Invest More and to achieve a more diversified portfolio. Truth be told, I have made some successful investments in the past and […]
Any financial goal can be achieved through DAILY ACTION. Once you’re able to write down your SMART goal, the rest is to develop a Habit, since you’re what you repeatedly do. The choices you made in 2020 are responsible for your current financial state. For example, a bad habit such as Unnecessary Spending is one […]
An Intention such as “I want to grow my income”, “I want to clear all my debts” or “I want to be financially free by the end of July” is surely going to fail by the end of December 2021. That’s because they depend on willpower for achievement, which is one of the cardinal sins […]
The year 2020 has been rough and tough for Feyisola. Having secured a job (after NYSC) at the last quarter of 2019, she became unemployed in July as a result of the pandemic. It was less than six months into her first job and she didn’t have the opportunity to build an emergency fund. Who […]
If you’re trying to get out of debt or fill up your emergency fund, hosting a Christmas party can be a real challenge to your budget. You want to be just as festive as the next lady or woman, but you don’t want it to affect your money goals. Four basic things make a holiday […]
If your net worth is currently in six to seven figures or more, then Wealth Management or Preservation should be a top priority for you. Because as you generate more wealth and get closer to retirement you might want to consider the third generation rule. It’s more important now than ever for families to keep their […]
A study from Deloitte shows that holiday spending will increase in sales between $1,147 billion and $1,152 billion during the November-January timeframe, even though consumer’s preferences are being compressed by the effect of the pandemic. Holiday flight tickets, Christmas shopping, and the likes are expected to continue, with a projected 25 to 35 per cent […]